Corporate Credit Card Program

Credit Card Resources

• Spend Dynamics Resources

  How to download monthly BMO Mastercard Statement

  Registering for two-factor authentication for Spend Dynamics

• Concur Resources

  Concur Training for New BMO Cardholders Canvas Course

  Concur BMO Reconciliation Quick Start Guide

  Concur BMO Reconciliation User Workbook

  How to recall, combine BMO reports and move transactions

   Concur BMO Credit Card Email Notifications

• Forms

  Corporate Credit Card Application Form

  Corporate Credit Card Increase Form

• Policies
  Corporate Credit Card Policy

Credit Card FAQs

• How do I apply for a credit card?
  1.  Download the Application
     • Download a copy of the Corporate Credit Card application form  
  2. Complete Cardholder Information
     • Fill out the cardholder profile in full.
     • Review the cardholder agreement carefully.
     • Provide a digital signature to confirm acceptance of the terms
  3. Obtaining Approval 
     • Obtain digital signature from Manager or Dean for approval.
  4. Submit the Application
     • Email the completed and signed form to: finops@ontariotechu.ca.
  5. Complete Required Training 
     • Complete the mandatory online Concur Training for New BMO Cardholders Canvas Course.
     •  
• How do I cancel my credit card?
  • Contact Purchasing Support by emailing purchasingsupport@ontariotechu.ca to request cancellation of your credit card.
• What should I do with a University issued credit card once the employee leaves the University?
  • Dispose of the card securely by cutting through the chip and magnetic stripe to prevent unauthorized use.
  • Notify Purchasing Support by emailing purchasingsupport@ontariotechu.ca confirming the employee’s departure date.
• What should I do with my credit card if I am going on leave?
  • Email purchasingsupport@ontariotechu.ca with start and end date of leave.
  • Please note that leaves exceeding one year will result in the cancellation of the card. A renewal card will be issued upon your return to work.
• How do I add delegates in Spend Dynamics to view my credit card statements?
  • Email purchasingsupport@ontariotechu.ca to request a delegate be added to your Spend Dynamics profile.
  • Include the following information in your email:
    • Cardholder details: Name, Banner ID, and email address 
    • Delegate details: Name, Banner ID, and email address
• Why was my credit card transaction declined?
  • Call BMO MasterCard using the phone number listed on the back of the credit card to determine the reason for the decline.
  • Send a follow-up email to purchasingsupport@ontariotechu.ca briefly describing the issue including any relevant details.
• What should I do if I suspect fraudulent activity on my card?
  • Call BMO MasterCard using the phone number listed on the back of the credit card (1-855-825-9232) to report suspicious activity and request the card be cancelled.
  • Send a follow-up email to purchasingsupport@ontariotechu.ca and provide a list of suspected fraudulent charges on your card.
• What should I do if my credit card is lost or stolen?
  • Call BMO MasterCard immediately to request the credit card be cancelled.
    • Canada & US:  1-855-825-9232
    • Elsewhere: 1-514-881-3808
  • Send a follow-up email to purchasingsupport@ontariotechu.ca advising that your credit card has been cancelled.
  • Purchasing Support will notify you when your replacement card is available for pickup once it has been received.

   

• How do I request an increase on my credit card limit?
  1. Complete the Corporate Credit Card Increase Form in full.
  2. Obtain digital signature from Manager or Dean for approval.
  3. Submit the completed and approved form by email to  finops@ontariotechu.ca.
• How do I request an increase on my single purchase credit card limit?
  1. Complete the Corporate Credit Card Increase Form.
  2. The single transaction limits are $2,500. $5,000, and $10,000.
  3. Obtain digital signature from Manager or Dean for approval.
  4. Submit the completed and approved form by email to  finops@ontariotechu.ca.
• I forgot my Spend Dynamics login / password.

  Your Spend Dynamics username is your Banner ID (10xxxxxxx).

  To reset your password:

  1. On the login page, click on “Forgot password”.
  2. Enter your Ontario Tech ID number (10xxxxxxx) and ontariotechu.ca email address.
  3. Click Submit. An email with password reset instructions will be sent to your inbox. Follow the steps provided to complete the reset.

  For any further questions or assistance, please contact Purchasing Support at purchasingsupport@ontariotechu.ca.

   

• My two-factor Spend Dynamics authentication is not working.
  • Please contact Purchasing Support at purchasingsupport@ontariotechu.ca for detailed assistance and instruction on resolving the issue.
• What should I do if I forgot my credit card PIN.
  • Call the BMO MasterCard using the phone number on the back of the credit card (1-855-825-9232) to request a new PIN.

Credit Card Reconciliation

• BMO Corporate Credit Card Submission Deadlines

  BMO Corporate Credit Card Submission Deadlines April 2026 - March 2027

  Credit cards must be reconciled to the credit card statement on a monthly basis according to the submission timelines. Please remember to reconcile your reports prior to a planned absence.

  Month	Cycle Cut Off	First Day to Submit	Last Day to Submit by 11:59 pm	Last Day to Approve by 4:30 pm
  April	April 27	April 29	May 4	May 5
  May	May 27	May 29	June 3	June 4
  June	June 27	June 30	July 6	July 7
  July	July 27	July 29	August 4	August 5
  August	August 27	August 31	September 3	September 4
  September	September 27	September 29	October 2	October 5
  October	October 27	October 29	November 3	November 4
  November	November 27	November 30	December 3	December 4
  December	December 27	December 29	January 6	January 7
  January	January 27	January 28	February 2	February 3
  February	February 27	March 1	March 4	March 5
  March	March 27	March 30	April 2	April 5